When the cost of the average funeral is $10,000, the last thing you want to do when you leave this world is to burden your family with such a huge expense. If your death is sudden, the price of your funeral can create a very financially desperate situation for your family. You can protect your family from unnecessary stress by pre-planning your funeral. Many services are available for those who want to pass without leaving debts behind, including monument services, funeral and document planning, and travel assistance so your family doesn’t have to worry.
For as low as $5 a month, you can purchase a final needs plan that will ensure enough money has been set aside to cover all of the costs of your funeral. This money is tax-free and untouchable, as it can only ever be used in the event of your death. Under strict laws, this money can’t even be used in the event of bankruptcy or to cover other bills. It is an insurance that – no matter what happens in your life – you have enough money to pay for your funeral.
By securing a final needs plan, you doing more than just putting money away each month. You’re visiting with a committed final needs planner who will work with you to understand your needs and wants. During consultations, you’ll create a plan to your liking and organize every detail of your future funeral, including your service, plot, and monument. In the event of your death, your dedicated planner will facilitate what needs to be put in motion in order to carry out your funeral.
A final needs plan also designates a representative who will complete all necessary paperwork required after a death. Between municipal, provincial, and federal governments, financial institutions, and insurance companies, there can be an overwhelming number of documents to fill out and departments to inform. Your $5 a month contributes to paying for a representative to alert the necessary organizations, starting applications for things like the Canadian Pension Plan and life insurance benefits. This representative is a trained clerk who has experience with this tedious task. Rather than having a family member struggle with these forms and risking mistakes made due to stress, this representative can guarantee accuracy. There will never be a form filed wrongly or a document missed, so accounts can be cancelled permanently and benefits can be dispensed quickly.
Planning your own funeral can be morbid, but when you consider the cost you’ll be saving your family, it is a necessary process. When choosing a final needs provider to help you, you should be selective. You should look the leading name in funeral pre-planning. The Elephas Group has become synonymous with final needs pre-planning, as they provide a valuable, comprehensive service. With the kind and knowledgeable representatives at the Elephas Group, you will receive the funeral you want without putting your family into debt.
The post Don’t Burden Your Loved Ones With The Costs Of Your Funeral appeared first on Stump Blog.